We have accreditation at over 40 lenders, including major lenders, digital banks, alternate lenders, and low cost lenders. This is more than leading online portals and franchise-style brokers, who can often deal with a more limited group.
When we arrange a loan for you, we get paid a commission from the lender. They pay us the cost that they would otherwise spend on a branch, and expenses like staff and systems.
No, banks take advantage of this myth that going directly to a bank will get you a better deal. In fact, you are giving up your shopping around advantage by going direct to a bank.
Yes, we can can get you an approval and get your loan drawn in under two weeks at major lenders if all steps are completed quickly. Most refinances take 4-8 weeks in duration at a steady pace.